Family Finances

1 Timothy 6:5-10, 17

Adrian Rogers


Sermon Overview

Scripture Passage: 1 Timothy 6:5-10, 17

It could be said that money is the root of a majority of the problems in our homes. The enemy’s plan is to keep families in financial bondage, but 1 Timothy 6 provides wisdom regarding family finances.

A lack of wealth cannot take away genuine contentment.

“But godliness with contentment is great gain…” (v. 6). Contentment is an inner sufficiency that keeps us at peace in spite of outward circumstances. If we depend on natural and material things for contentment, we will never have it. Our basic needs consist of food and clothing (v. 8); our desire for more than the basics truly makes us unhappy.

Personal value, virtue, and victory are measured not by money, but by godliness. Adrian Rogers says, “We need to add up everything that we own that money cannot buy and death cannot take away, and praise God for that.”

The loss of wealth is inevitable.

“We brought nothing into this world, and it is certain we can carry nothing out” (v. 7). We will not take any of our earthly riches with us after death. We must consider what we will leave behind in the hearts and lives of our loved ones after we are gone.

The love of wealth is dangerous.

“But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows” (v. 9-10).

If our desire is to be rich, we are headed for serious trouble. Though the Bible teaches productivity and making wise investments and warns against slothfulness, we cannot prioritize riches.

The luxury of wealth brings responsibility.

“Charge them that are rich in this world, that they be not high-minded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy…” (v. 17). We are stewards of our wealth, not owners; if we do not see our riches as a loan from God, we will suffer, no matter how much money we have. Our responsibility is to be humble, trustful, joyful, and generous.

Apply it to your life

What are you leaving behind in the hearts and lives of your children? Accept your responsibility as a steward of wealth, and be humble, trustful, joyful, and generous.